If you own a medical practice in Massachusetts, you’re probably familiar with the concept of Personal Injury Protection (PIP) insurance. You’re probably (unfortunately) also familiar with dealing with insurers that refuse to pay medical bills on time, or deny claims unfairly. As one of the best PIP lawyers in Massachusetts, Phillips Tadros P.A. has helped hundreds of medical professionals and chiropractic firms save significant amounts of money and time while navigating the PIP insurance system. Here’s how PIP insurance works in Massachusetts, and how a PIP lawyer can help your medical practice.
What Does PIP Law In Massachusetts Mean For My Medical Practice?
Most medical bills a practitioner receives are billed through insurance. Here’s a quick overview of how PIP insurance works in MA.
- MA is a No-Fault State: This means that all drivers in Massachusetts are required to have a certain amount of Personal Injury Protection insurance that kicks in for their own injuries no matter who was at fault for a crash.
- PIP pays up to $8,000 total per person for medical expenses, defined as “reasonable and necessary care.” However, this doesn’t mean that the first $8,000 of a patient’s medical bills after a car accident is paid for by their own PIP insurance. PIP coordinates with the patient’s own health insurance. PIP only pays for the first $2,000 in immediate medical bills, then the patients’ own health insurance plan pays for any bills above $2,000. If there are any costs that the patients’ health plan doesn’t cover, such as denied services or co-pays, then PIP covers them up to $8,000.
How The Best PIP Lawyers In Massachusetts Can Help
Insurance companies are always looking out for their own bottom line. This means that they’ll do everything in their power to reduce or deny medical claims, making it difficult for the medical provider to get paid on time. A PIP lawyer will make sure that your medical practice is paid for services rendered. We will also go over all your past billing and make sure there’s no money left on the table from unpaid or late bills. Here’s what a PIP lawyer can do for your medical practice:
- Review up to 6 years of PIP billing records
- Send out demand letters on your behalf to the insurer requesting that they pay any overdue, unpaid, or underpaid bills
- If the insurance company refuses to pay the bill, a PIP lawyer can initiate a lawsuit. Oftentimes the simple fact of knowing they are dealing with a PIP lawyer can cause the insurance company to act faster and pay up.
- Depending on the case, a PIP lawyer will file a complaint in small claims or county court
Your medical practice keeps 100% of the recovered payment – if we don’t recover anything for you, you pay nothing out of pocket for us. It’s a win-win situation.
Work With Phillips Tadros, P.A. Today
Mass PIP Lawyers has helped recover hundreds of thousands of dollars for medical practices that were just lying on the table due to unfair insurance practices or late billing. Our firm will review your billing records and ensure that you are paid for your services. Contact Mass PIP Lawyers for a consultation with Phillips Tadors, P.A. today.
